Hit A Risk Management Home Run!  A Baseball Parable

Hit A Risk Management Home Run! A Baseball Parable

Imagine you’re at a major league baseball stadium, and there are 100 bats next to the batter’s box. Some of the bats appear far better in terms of quality, and far more likely to successfully be used. Other bats appear older, worn, and less appealing. The deal is, if...
Why Certificates Of Insurance Mean NOTHING.

Why Certificates Of Insurance Mean NOTHING.

If you want to know why certificates of insurance mean absolutely nothing, just read the two little disclaimers right at the top of the Acord form that state: Disclaimer #1: “This certificate is issued as a matter of information only and confers no rights upon...
Forming New Entities?  Risk Management Tips!!!

Forming New Entities? Risk Management Tips!!!

Here are a few risk management tips to consider when forming new business entities. Often business owners choose to form new entities because they believe it will reduce their overall liability, save on insurance costs, a portion of their current operations is very...