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Hit A Risk Management Home Run! A Baseball Parable

Hit A Risk Management Home Run! A Baseball Parable

Imagine you’re at a major league baseball stadium, and there are 100 bats next to the batter’s box. Some of the bats appear far better in terms of quality, and far more likely to successfully be used. Other bats appear older, worn, and less appealing. The deal is, if...
Why Certificates Of Insurance Mean NOTHING

Why Certificates Of Insurance Mean NOTHING

If you want to know why certificates of insurance mean absolutely nothing, just read the two little disclaimers right at the top of the Acord form that state: Disclaimer #1: “This certificate is issued as a matter of information only and confers no rights upon the...